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Modernising a payments platform without stopping the business
Agam Studio · FinTech

Modernising a payments platform without stopping the business

A regulated fintech needed to replatform core services while keeping audit trails intact and releases predictable.

FinCore PaymentsFinTech12-month platform programme

The challenge

Legacy services were tightly coupled, deployments were manual, and compliance reviews slowed every release. Leadership needed a path to cloud-native architecture without a risky big-bang cutover.

How we approached it

  • Map what cannot break

    Mapped critical payment flows and isolated the highest-risk modules for phased migration.

  • Automate with audit in mind

    Introduced CI/CD, environment promotion, and infrastructure-as-code with audit-friendly change logs.

  • Validate beside production

    Ran dual-write and shadow traffic patterns so new services could be validated beside production.

  • Hand over operations cleanly

    Embedded observability and runbooks so operations could own the platform after handover.

Outcomes

  • Predictable releases

    Releases moved from quarterly batches to weekly cadence with rollback paths.

  • Regulator-ready controls

    Audit-ready documentation and access controls satisfied regulator review.

  • Safe cutover

    Core transaction services migrated with no unplanned downtime during cutover windows.

Technologies involved

  • React
  • Node.js
  • PostgreSQL
  • AWS
  • Docker
  • Kubernetes
  • GitHub Actions

In their words

“Agam delivered our platform modernization on scope, on time, and with audit-ready documentation.”

Priya Sharma

CTO, FinCore Payments